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Ilham Aliyev has signed a decree

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Azerbaijani President Ilham Aliyev has signed a decree amending the "Decree on Certain Issues of Mortgage Lending in Azerbaijan”, dated June 22, 2016.

Axar.az reports that in particular, the amendments determine the rules for restructuring of mortgage loans.

In accordance with the amendments, in case of change of economic or legal conditions, as well as in case of financial difficulties, borrower can apply to the authorized bank to change the terms of loan agreement (loan restructuring).

The authorized bank in three days must review the borrower’s application submitted online or the documents submitted by the borrower in case if the application cannot be received online, and apply to the Azerbaijan Mortgage and Credit Guarantee Fund for restructuring of the loan.

The Fund must decide whether to approve the restructuring of the loan or issue a reasonable refusal within 10 days since the date of the application’s receipt.

Date
2018.05.02 / 18:10
Author
Axar.az
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